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Financial Empowerment

In partnership with BALANCE, we offer free, trusted financial counseling and guidance to members to help them build a stronger financial future.

BALANCE

Visit our BALANCE site to learn more.

Counseling Options

Click on a category below to learn more.

Counseling Services

Our accredited financial counselors can work one-on-one to help you address issues including bankruptcy, debt management, and credit report reviews.
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BalanceTrack

Learn the basics of personal finance with the BalanceTrack educational modules. Register for a free user account or log in to get started
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Webinars

Attend free money management webinars. Learn the basics of financial planning, and create a future of security and opportunities.
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Online Tools

Access financial education anytime you need it. Increase your know-how with articles, financial calculators, videos, checklists, quizzes, and more.
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If you prefer in person assistance, we offer free personal and group financial counseling in Spanish. Call us at 209-723-4285 and ask for our Financial Empowerment coordinator, e-mail empower@merco.org, or check out the list of available dates and times HERE.

Workshops Are Happening in Your Area!

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Featured Media Resources

Enjoy some featured content, presented by BALANCE

  1. The Five "S" Plan for ATM Safety
  2. Identity Theft Survivors Guide
  3. "Identity Theft" Webinar

New Website!

We have improved our web site for easier access and navigation! If you have any questions or comments, please feel free to send us a message!

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