Pay Your Loan Online with an External Card or Account!
Now you can use a non-MERCO debit card, Mastercard credit card or account from another financial institution to make loan payments online.
Get Started
Benefits
- Maximize your financial flexibility by using funds you have in non-MERCO Credit Union financial institutions.
- Online payments are only $4.95 (payments by phone or in person using an external card or account are assessed a $14.95 per transaction service fee).
- Fast, easy sign up.
- Next business day payment processing.
- Convenient access from your computer or mobile device.
More Loan Payment Options
- Internet Banking
You can transfer funds from your checking or savings to any MERCO Credit Union loan. You can also set up external transfers to deposit funds here for loan payments. - Mobile Banking App
You can deposit checks and transfer funds to pay your loan and much more. Available for Android and Apple iOS. - TellerPhone
You can transfer funds from your checking or savings to any MERCO Credit Union loan. - Pay at a Branch
We have full service branches in Merced, Atwater and Mariposa where you can take care of virtually any banking need. - Pay by Mail by US Mail
Our address is PO Box 2955, Merced, CA 95344.
Stay Connected with Text Alerts!
Text Payment Reminders
You may have or might soon receive a text message from us regarding PayPrompt™ - a new, free text message payment reminder service we’re rolling out. Here are some samples of the kind of texts that you might receive. Rest assured that these text messages are legitimate and do come from MERCO.
It’s just another convenience that we hope you find helpful. Opt in or opt out - it’s up to you!
If you have a MERCO loan and would like to receive payment reminders, send a text message to 32576
Text MERCOCU, to be opted-in
Text STOP, to be opted-out
Please note: These reminders are not available for credit cards or real estate loans.
Questions about PayPrompt™? Call 833.921.8086.
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