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Our History

Since 1954, MERCO Credit Union has provided a wide range of personalized financial services to Valley-area residents. MERCO is a local, non-profit, member-owned Community Development Financial Institution (CDFI).

As a CDFI, MERCO Credit Union seeks to provide fair, responsible financing to all members of our community, including those that mainstream finance doesn’t traditionally reach. Where others see risk, we see opportunity. Our purpose is to make a difference in our members and in our community.

We serve over 15,000 people and provide superior products and services to meet your family’s needs for convenience and financial health.

MERCO Credit Union is also rated "superior" by Bauer Financial, an independent agency that evaluates the financial strength of financial institutions.



The MERCO Mission

Advancing financial inclusion, security, and sustainability, ensuring financial well-being for all.



Our CDFI Mission

As a community development financial institution, MERCO Credit Union is committed to improving the financial wellbeing of underserved communities by providing affordable and flexible financial products and community-centric services (financial education, counseling, and language translation support).

New Website!

We have improved our web site for easier access and navigation! If you have any questions or comments, please feel free to send us a message!

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