Have you looked at the rate of your bank credit card?
Maybe it is time for a change. Save Money and get Rewarded… With MERCO Credit Union’s Member Preferred Credit Cards!
- Member Rate Preferred Visa offers a great low rate.
- Member Cash Preferred Visa offers 2.5% Cash Back! (That's 1% higher than you will find on most Cash Back Cards.)
- Both cards come with NO Annual Fee
Where else can you get such great rewards and a great rate? Also, receive 2,500 bonus points when you open your new Member Cash Preferred Visa®. Come visit one of our convenient branches to get your card.
Member Preferred Visa® Credit Cards
No need for teaser rates because these cards always feature competitively low rates. Both cards feature no annual fees and generous credit lines.
View Rates Apply Now
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Credit Card Services
Electronic Customer Service
Check out eCS – an interactive tool that gives you complete access to your Visa credit card account for payments, statements, balance transfers and information.
Access your MERCO Visa Credit Card Account
MERCO offers eCS that gives you complete access to your Visa credit card account for payments and information.
Features include:
- Online Visa Payments – Pay your Visa account online. Eliminate the inconvenience of writing and mailing your check every month. All you need is your account number, PIN and Internet access.
- Account Summary – The Account Summary gives cardholders a snapshot of their account balance, available credit, payment information and credit limit at the date and time displayed. This screen can also provide all recent transactions that have not yet been billed.
- Full Statement – In addition to their account summary, cardholders can also view 6 to 18 months of their credit card account history.
- Bill Payment – The bill payment feature gives cardholders the ability to make credit card payments electronically directly from their checking or savings account.
- Transaction Tracking – Cardholders can view transaction information, assign expense categories and add memos, which can be searched at a later time.
- Reports – Cardholders can create customized reports.
- Alerts – Cardholders can have eCS notify them with an email alert when events occur.
- Find Transactions – Cardholders can search statement information for specific transactions.
- Download – Cardholders can download information to use with their own money management software.
- Customer Service – eCS includes important information to answer many cardholder questions. Cardholders can also research and dispute a transaction if necessary.
uChoose Rewards Credit Card
Our Member Cash Preferred card and our legacy Classic and Preferred cards offer uChoose rewards.
The MORE you use your cards, the MORE you earn.
With your MERCO Credit Union Visa Credit Cards featuring uChoose Rewards, you can open up your world to new adventures, shower your family and friends (or yourself) with exciting gifts, or make a contribution that makes a real difference.
The more you use your Credit Card, the more you earn. Use your cards for the ordinary — and the extraordinary — and you’ll build your Point balance quickly. Our legacy cards (Classic and Premier) earn 1 Point for every $1 you spend. It’s that simple. When our Visa is in your wallet, you have the power to accumulate Points quickly every time you make a purchase, earning you everything from gifts, to airline tickets and more. Our Member Cash Preferred Cards earn 2.5 Points for every $1 you spend!
Manage Your Card in Our App!
Your credit card is now in your control. Turn your credit card on or off and get notifications for any transactions on your phone.
Report Lost or Stolen Cards Immediately
- Debit Card: (800) 472-3272
- Credit Card: (800) 268-5083
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