News and Information


MERCO Credit Union Half Marathon

Join Us for the MERCO Credit Union Half Marathon & 5K!

Join us for the Merco Credit Union Half Marathon & 5K on June 7, 2015, at 6:30 a.m. at the University of California, Merced! In addition to the Half Marathon, a 5K has been added to the event roster. 5K start time is 6:40 a.m. For more information visit the race web site, click here.

Drive It Away, The MERCO Way!

Credit Union Direct Lending

Now is a great time to spring into action to buy a new or used vehicle and finance it at MERCO Credit Union. Finance your auto or truck with MERCO and you’ll get competitive rates, flexible terms, and fast, friendly service. Buy from a local dealer and earn a special discounted rate.

Not in the market to buy, but you want to lower the monthly payment on your existing loan? Merco can refinance your loan and lower your payments!

Great rates as low as 1.99%...Great terms up to 84 months…first payment due up to 60 days! Support your local economy…BUY LOCAL from a local dealer, BORROW LOCAL from MERCO Credit Union. We’ve been your local credit union for over 60 years!

*Annual Percentage Rate. Rate and term may vary based on credit rating and loan amount. Stated rate includes a .50% APR reduction for automatic payment and .50% APR reduction for buying locally in Merced County. Other restrictions may apply. A $20,000 loan at 1.99% APR for 72 months = $294.92 per month.

MERCO Credit Union and Apple Pay

Since the launch of Apple Pay, we wanted to give our members an update on the status of our plans to make MERCO Credit Union Debit and Credit cards compatible with Apple Pay.

What is Apple Pay?

Apple Pay allows a person to pay at select stores and within other aps by placing their finger on their iOS device’s Touch ID button. Apple Pay initially works on cards from a handful of major banks and issuers only. It’s currently available on Apple’s iPhone 6, iPhone 6 Plus, iPad Air 2, and iPad Mini 3 models.

When will my MERCO Credit Union Debit or Credit Card be available on Apple Pay?

MERCO Credit Union is currently on the waiting list to start offering the service. We are projected to start the service in 2015. We will provide updates as we receive them.

Enjoy Our Large Network of Free ATMs!

Bank of West Logo MERCO members can make deposits and withdrawals at all Bank of the West ATMs. These ATMs are located throughout 20 western and midwestern states and over 700 locations.  These are available to you FEE-FREE! For Bank of the West ATM locations, click here.

You can also make deposits at any ATM displaying the "DEPOSIT HERE!" signage, including MSEFCU ATMs throughout Merced County.

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