When Prices FALL, It’s Time to Shop!

Drive Your Best Deal with a MERCO Auto Loan
Fall is the best time to shop for a new auto. Why? Because all of the 2018 autos are arriving at the dealership and they are dropping prices on the 2017 models to make room. You can find some of the best deals in the last quarter of the year.

  • Rates as low as 2.69% APR*
  • Easy payment terms up to 84 months
  • No payment up to 90 days**

Low Rate Available on Refinances, Too!
If you are happy with your current auto, but would like to lower your monthly payments, consider refinancing your loan from another lender and save with the low MERCO rates.

Vehicle Loan Approval = Automatic Visa® Card
When you qualify for your auto loan, you may automatically qualify for a MERCO Visa Credit Card. Call (209) 723-4285 or stop by and apply today!

*APR = Annual Percentage Rate. Offers valid through 12/31/17. Rate and term may vary based on credit rating and loan amount. Stated rate may include a .25% APR reduction for automatic payment. Other restrictions may apply. Payment Example: A $20,000 loan at 2.69% APR for 72 months = $301.11 per month. **Some restrictions apply.