The information provided in this disclosure is effective 12/01/22
| Certificate Type/Term | Minimum Balance | Dividend Rate | Annual Percentage Yield (APY) |
| Six Months (180 Days) | $500 | 0.75% | 0.75% |
| Nine Months (270 Days) | $500 | 0.80% | 0.80% |
| One Year (365 Days) | $500 | 1.09% | 1.10% |
| Two Years (730 Days) | $500 | 1.29% | 1.30% |
| Mini – Fund (30 Months) | $500 | 1.34% | 1.35% |
| Money Fund (5 Years) | $500 | 1.44% | 1.45% |
| IRA – Six Months (180 Days) | $1,000 | 0.80% | 0.80% |
| IRA – Nine Months (270 Days) | $1,000 | 0.85% | 0.85% |
| IRA – One Year (365 Days) | $1,000 | 1.14% | 1.15% |
| IRA – Two Years (730 Days) | $1,000 | 1.34% | 1.35% |
| IRA Mini – Fund (30 Months) | $1,000 | 1.39% | 1.40% |
| IRA Money Fund (5 Years) | $1,000 | 1.49% | 1.50% |