The information provided in this disclosure is effective 12/01/21.
| Certificate Type/Term | Minimum Balance | Dividend Rate | Annual Percentage Yield (APY) |
| Six Months (180 Days) | $500 | 0.35% | 0.35% |
| Nine Months (270 Days) | $500 | 0.35% | 0.35% |
| One Year (365 Days) | $500 | 0.50% | 0.50% |
| Two Years (730 Days) | $500 | 0.60% | 0.60% |
| Mini – Fund (30 Months) | $500 | 0.65% | 0.65% |
| Money Fund (5 Years) | $500 | 0.95% | 0.95% |
| IRA – Six Months (180 Days) | $1,000 | 0.40% | 0.40% |
| IRA – Nine Months (270 Days) | $1,000 | 0.40% | 0.40% |
| IRA – One Year (365 Days) | $1,000 | 0.55% | 0.55% |
| IRA – Two Years (730 Days) | $1,000 | 0.65% | 0.65% |
| IRA Mini – Fund (30 Months) | $1,000 | 0.70% | 0.70% |
| IRA Money Fund (5 Years) | $1,000 | 1.00% | 1.00% |