Fall into a Great Auto Loan

Young happy woman standing by her car with hands in pockets

The Right Time to Buy a New Car Is Now

Take advantage of year-end dealer discount pricing, and the right rates and terms from MERCO Credit Union:


  • Rates as low as 2.99% APR* for 72 months on 2011 models or newer
  • Terms up to 84 months on balances over $20,000
  • NO payments for 60 days for excellent credit


Don’t Wait! Offer Ends November 30, 2018

Rates are on the rise and this offer expires soon. Apply for your auto loan today. Call us at (209) 723-4285 or drop by one of our branches to apply today.


*APR = Annual Percentage Rate. Rates and terms may vary based on individual credit rating and loan amount. Vehicle rate includes a .50% APR reduction for automatic payment and direct deposit. Add .50% APR to base vehicle rate for extended terms over 72 months. Other restrictions may apply.