Youth Account

Teach the child in your life healthy financial habits early by encouraging regular savings. If your child is 17 years of age or younger, he or she can open a youth account with just $5. The youth member’s parent or guardian is required to be joint owner on the youth account.

Deposits to your youth savings account may be made by mail, in person, through payroll deduction, night depository, transfers through TellerPhone touchtone banking or direct deposit. Earn dividends on balances of $5 or more.

Your youth savings account at MERCO is secure and risk-free because it is insured for at least $250,000 by the National Credit Union Administration (NCUA), a U.S. Government agency.

At MERCO CU you are not just a depositor, you are an owner!

Student Checking

Our Student Checking account is open to youths ages 13 to 17:

  • NO monthly fees*
  • FREE pack of 25 checks
  • FREE Visa® Debit Card
  • FREE Online Banking
  • Receive a FREE gift at opening*

If you have teens in your family, bring them into one of our local branches to get them started on the right financial footing.

* No Monthly Fee under age 18.  After 18, standard minimum balance requirements apply ($5 monthly fee for checking accounts with average daily balance less than $250).  Gift may vary and while supplies last.


Fees and Disclosures