Summit Account

Summit Account for members 50 and older consists of both a high dividend savings account and a checking account with several money saving features.

Set up at least one recurring direct deposit (like your payroll check or Social Security check) to your savings or checking account and receive the following benefits:

  • No Monthly Fees
  • Four free boxes of checks per year
  • Free replacement ATM card and Personal Identification Number (PIN) if you ever lose your card or your PIN is compromised
  • Free account transactions and inquiries with a credit union representative via telephone – no need to travel to a branch
  • Fee-free money orders and official checks (max 3 per month)

Your Summit Account at MERCO is secure and risk-free because it is insured for at least $250,000 by the National Credit Union Administration (NCUA), a U.S. Government agency.

At MERCO CU you are not just a depositor, you are an owner!


Fees and Disclosures