Unlike many local banks, MERCO Credit Union stayed open for our members throughout the pandemic. We have served the financial needs of our members and communities since 1954 and we will continue to provide outstanding service for many years to come.


Our Merced Drive-Thru is open and there are many options that are available. Our hours are 9:30am to 5pm at all branches, and 9:00am to 5:30pm for Drive-Thru in Merced.


We know that many of you enjoy the convenience of banking from home, work or while you are away. Thanks to MERCO’s FREE Internet and Mobile Banking services, we offer you access to your accounts anytime, anywhere; for mobile deposits, payments, transfers, inquiries, sending money with Zelle and more.

If you haven’t enrolled in online access, it only takes a few minutes. Enroll now.


We Make It Easy to Bank Wherever You Are

Need to delay a payment, raise your credit line or talk to us about waiving a fee or getting a loan? We’re just a phone call away at (209) 723-4285 and look forward to hearing from you. Link to Skip-A-Pay Form.