Add More Joy to Your Driving Time!

Driving Time

Now is the right time to add a little joy to your life. With car dealers discounting prices on new 2021 models to make room for 2022 models, this is the best time of the year to buy a new car. In addition, MERCO CU is offering great rates and terms on our new and used car loans. At MERCO Credit Union, you’ll find:

  • Rates as low as 2.99% APR* for 72 months on 2015 models or newer
  • Terms up to 84 months on balances over $20,000
  • NO payments for 60 days for excellent credit

Improve your driving joy with a new vehicle and a low-rate auto loan from your credit union. We can make it happen. Call us at (209) 723-4285 or drop by one of our branches to apply today.

Click Here to Apply Now

*APR = Annual Percentage Rate. Rates and terms may vary based on individual credit rating and loan amount. Vehicle rate includes a .50% APR reduction for automatic payment and direct deposit. Add .50% APR to base vehicle rate for extended terms over 72 months. Other restrictions may apply.